Why it’s about to get harder to get a credit card

Before you start contemplating your New Year’s resolutions, there’s an important change to the way credit cards are being assessed that you need to know about. Earlier this year ASIC, the corporate regulator (in other words, the body that makes sure big and small companies are doing the right thing) released a report that showed…

Spend or save? Top tips for planning your wedding

This is a guest article from Easy Weddings Your wedding day is meant to be one of the most magical days of your lives. But when you’re trying to plan a wedding while also trying to save for other important things, like a house deposit, new car or that honeymoon you’ve always dreamed of, life…

News decoded: superannuation shake-up

Australia’s superannuation system (ie where all our retirement money and 9.5% of our wages go to) is in the firing line. What happened? The Productivity Commission released a report into the $2 trillion system called “Superannuation: Assessing Efficiency and Competitiveness“. Its overview is this: “Australia’s super system needs to adapt to better meet the needs…

Money hacks: talk money to make $$$

We’ve all heard the expression “money talks” but have you ever thought about just talking money? There’s ample evidence that being open to conversations about money will improve your personal bottom line (according to this US survey). The 2016 Money Habits & Confessions Survey showed less than half of the survey respondents were comfortable talking…

Money Basics: tax and your personal loan

If you’ve got a personal loan you might be wondering if there’s anything you need to know when you start to do (or think about doing) your annual tax returns next month. The best person to ask is, of course, your accountant, but here’s what you might need to consider: Does my loan count as…