Emergency! Why half of us couldn’t survive a month without a job

What happens if you lose your job? If you’re like most of us, the mere thought probably induces a white-cold panic. What’s worse is that for many of us that panic is justified. Research from Finder found 46% of Australians could be living from pay to pay, with as many as 2 million living on…

When is a credit score not the ‘right’ credit score?

Credit scores are becoming increasingly relevant to Aussies looking to get loans of any kind. The reason is simple. There is more information than ever before being fed into your credit file while lenders are beginning to use this information to personalise your interest rate for you. Recent credit changes mean that both positive and…

Free doughnuts! And other hacks from the internet’s best savers

There are two kinds of people that will read this article. You’ve either heard of OzBargain, or you haven’t. If you haven’t let us paint a picture: Imagine a sub-culture of people whose lives revolve around saving money. Obsessed might be too light a word for some, instead, it’s a way of life. Almost, a…

Why you probably don’t need a tax accountant

What’s worse? The idea of sitting at your computer for hours doing tax, or forking over hundreds to have someone do it for you. When it comes to tax, the lure of the expert is strong. But for those of us with “simple affairs” a DIY approach is actually recommended. “ I don’t think everyone…

From big spender to debt free: a $15,500 transformation

For a compulsive spender, reality can be an expensive awakening. In the case of Nataasha Torzsa, her deepest debt was a $2000 credit card debt and a $13500 car loan in 2014. Not even that was enough to stop the spending. “The car was my first car and I was so excited to get it…