Ice ice baby: essential tips for an epic winter road trip

By Josh Sale, Canstar If you’re on social media this winter, chances are you’re being berated by pictures of your friends on envy-inducing European or South-east Asian sun-chasing holidays. It’s not fair. It’s really not. But if there’s one thing better than (or just as good as) drinking coconuts in the sun, it’s rugging up…

Emergency! Why half of us couldn’t survive a month without a job

What happens if you lose your job? If you’re like most of us, the mere thought probably induces a white-cold panic. What’s worse is that for many of us that panic is justified. Research from Finder found 46% of Australians could be living from pay to pay, with as many as 2 million living on…

When is a credit score not the ‘right’ credit score?

Credit scores are becoming increasingly relevant to Aussies looking to get loans of any kind. The reason is simple. There is more information than ever before being fed into your credit file while lenders are beginning to use this information to personalise your interest rate for you. Recent credit changes mean that both positive and…

Buy now, huge debt later?

Is it a smart budgeting move to pay in instalments? Or the beginning of a spiral (send help!)? Or is it both? The Barefoot Investor has called it the “gateway drug” of credit, but the buy now, pay later business model is sky-rocketing in popularity in Australia. The premise is that you buy an item…

Lessons from Australia’s three comma club

Australia’s richest 200 people according to the Australian FInancial Review are worth $341.8 billion. To put it bluntly, that’s a lot of money. These are the 1% of the 1% of Australia’s richest people. About one in seven of them come from inherited wealth (think Gina Rinehart and co, the Murdochs etc). There’s not one…